Banking & Finance
From syndicated facilities and project finance to regulatory licensing and security perfection, counsel that moves capital across Kenya and the region.
How we work this practice.
We advise lenders, borrowers and insurers on the full spectrum of banking, finance and insurance transactions across Kenya and the wider region. Our work spans syndicated facilities and project finance, acquisition and trade finance, bank-assurance, derivatives, and the regulatory licensing and security perfection that hold every deal together.
Clients come to us when transactions are commercially significant or technically demanding, where missteps in documentation, registration or regulator engagement could unwind value already negotiated. We bring the institutional discipline of a full-service firm, the responsiveness of a partner-led team, and a regional perspective shaped by years of cross-border execution in East Africa.
We sit at the intersection of capital and regulation. That dual fluency lets us anticipate where the Central Bank of Kenya, the Insurance Regulatory Authority and the Capital Markets Authority will push back, structure around it early, and close deals that hold up to scrutiny long after signing.
- Imperfect or unregistered security in distressed recovery
- Cross-border tax and exchange-control structuring
- Regulator approvals on bank-assurance and digital lending
- Insolvency, scheme of arrangement and restructuring
What we deliver.
A deliberate four-step approach.
Strategic counsel, executed with the discipline of a top-tier institution.
Confidential intake and conflicts clearance
Structuring and risk diligence
Documentation, negotiation and signing
Conditions precedent, perfection and closing
Distinctions that matter to the outcome.
Acting for both lenders and borrowers, never on the same deal
End-to-end perfection across Companies, Lands, IP and Chattels registries
Deep CBK and IRA regulatory fluency
Disciplined transaction-management protocols at every closing
Where we apply this practice.
Who you'll work with.
Gertrude Kibare
Managing Partner. Leads the firm's litigation and banking & finance practice with a focus on strategic, resilient counsel.
SEE FULL PROFILE
Johnson P. Osoi
Founding Partner. Leads complex corporate, project finance and energy mandates with a regional footprint.
SEE FULL PROFILEAnswers from our desk.
Do you act for both lenders and borrowers?+
Yes, though never on the same transaction. We rigorously manage conflicts and confidentiality.
Can you perfect security across multiple Kenyan registries?+
Yes. Our team handles companies registry, lands registry, intellectual property and chattels registrations end-to-end, with internal checks at every stage to prevent gaps that surface only on enforcement.
Do you handle cross-border syndicated facilities?+
Yes. We work alongside lead counsel in London, Johannesburg, Mauritius and the Gulf on the Kenyan-law components, including conditions precedent, security packages and regulator approvals.
Can you advise on digital lending and fintech licensing?+
Yes. We advise on Digital Credit Provider licensing with the CBK, payment service provider approvals, and the data-protection and consumer-credit overlay that increasingly defines compliant fintech operations.
What is your turnaround on facility documentation?+
For standard bilateral facilities we typically deliver first drafts within five to seven working days. Complex syndicated or project finance mandates follow a structured timetable agreed at kick-off.
Articles, publications and legal updates.
CBK Regulatory Pipeline: What Lenders Should Track
The Central Bank of Kenya's regulatory pipeline is dense. Here is the lender's tracker.
East African M&A: Where Capital Is Moving in Q1 2026
Sector flows, deal structures and the regulatory choke-points shaping mid-market M&A in East Africa.
Real Estate Title Diligence: New Registry Practice Notes
The Lands Registry has issued fresh practice notes , here is what conveyancers should adjust immediately.
Discuss your matter, confidentially.
Whether you require a confidential consultation or a free case evaluation, our partners are ready to listen.